# SplitFast - Best Telegram Expense Tracker & Bill Splitter > Split expenses instantly in Telegram. No downloads, no signups. Track bills, settle debts, and manage group expenses. Free with premium features available. ## About SplitFast is the best Telegram mini-app to track and split expenses. Free expense tracker and bill splitter for groups, roommates, and travel. Split bills instantly, track shared expenses, and settle debts easily. Works right in Telegram with no downloads required. ## Main Sections - Home: https://splitfast.io/ - How It Works: https://splitfast.io/#how-it-works - Features: https://splitfast.io/#preview - Why SplitFast (Comparison): https://splitfast.io/#comparison - Use Cases: https://splitfast.io/#use-cases - FAQ: https://splitfast.io/#faq - For Companies: https://splitfast.io/#company-promo ## Key Features 1. **Zero Setup** - No registration, no forms, no waiting. Add the bot to any Telegram group and start tracking expenses immediately. 2. **Auto-Add Members** - Automatically recognizes group members. No need to manually add friends or share invite links. 3. **Smart Settlements** - Calculates the most efficient way to settle debts. Minimizes the number of transactions needed. 4. **Multi-Currency Support** - Support for 150+ currencies with real-time exchange rates. Perfect for international trips. 5. **Flexible Splitting** - Split equally, by portions, or by exact amounts. Handle any splitting scenario. 6. **Cross-Platform** - Works on iOS, Android, Desktop, and Web. Anywhere you use Telegram, SplitFast is there. 7. **Intuitive Mini-App** - Beautiful interface with tap-to-use buttons. No frustrating bot commands required. 8. **Real-time Tracking** - Track expenses and balances in real-time with automatic sync across all devices. ## How It Works ### Step 1: Add @SplitFastBot to Group Open SplitFast in Telegram and add it to any group chat. Works with existing groups or create a new one. No setup wizard, no configuration needed. ### Step 2: Open Mini-App and Add First Expense Open Mini-App directly from your group chat. Tap the button to add your first expense with an intuitive interface. Everything happens inside Telegram—no external apps needed. ### Step 3: Track & Settle Up Watch as SplitFast automatically calculates who owes what. When it's time to pay, get payment details and mark debts as settled with one tap. Time to add first expense: ~10 seconds ## Use Cases ### Travel & Trips Hotels, flights, meals, activities—track everything in one place while exploring the world with friends. ### Co-Livings Shared spaces, common expenses, and community living. Keep track of bills and shared costs effortlessly. ### Roommates Rent, utilities, groceries, household supplies. Never have awkward money conversations again. ### Couples Track shared expenses while keeping your finances transparent and fair. ### Events & Parties Birthday parties, weddings, group dinners—split the costs fairly and easily. ### Work Projects Team lunches, conference expenses, office supplies. Keep work spending organized. ### Student Groups Study materials, group projects, pizza nights. Perfect for college life on a budget. ## Frequently Asked Questions ### Does everyone in my group need to download an app? Nope! As long as they're in your Telegram group, they're already set up. No separate app downloads, no accounts to create, no invites to send. Just add @SplitFastBot to your existing Telegram group and everyone can see expenses and balances instantly. ### Is it actually free or are there limits? Yes, the core features are free with no ads. You can add expenses, split bills, track balances, and settle up. Premium unlocks unlimited expenses, unlimited group members, chat notifications, and multi-currency support at an affordable price. ### How is this different from Splitwise? The main difference: everyone already has Telegram. With Splitwise, you need to convince all your friends to download yet another app and create accounts. With SplitFast, if your group already chats on Telegram, you're 10 seconds away from tracking expenses. Plus, it automatically adds everyone from your Telegram group - no manual friend requests or email invites. ### Can I split things unequally? Yes. You can split equally, by custom percentages, or enter exact amounts for each person. Useful when one roommate has a larger bedroom, or someone at dinner only had appetizers. ### Does it work offline? You need internet to add expenses (since it's a Telegram bot), but you can view your balances and history offline through Telegram's cached data. Once you're back online, everything syncs automatically across all devices. ### What if someone doesn't use Telegram? You can still add them to your group as non-Telegram members and split expenses for them. However, they won't be able to access the app or see balances themselves. To fully use SplitFast, they'd need to download Telegram—which is free and useful for lots of other things anyway. ### Can I use different currencies? The free version works with a single currency per group. Premium unlocks 150+ currencies with automatic conversion—perfect for international trips where you're paying in euros but want to track everything in dollars. ### How do people actually pay each other back? SplitFast shows you who owes who and how much. The actual payment happens however you normally pay friends - Venmo, PayPal, cash, bank transfer, whatever. Once someone pays, just mark it as settled in the app. We're focused on tracking, not processing payments. ### Will my group's balances be accurate? Yes. SplitFast uses smart algorithms to simplify debts (so instead of 10 people each owing each other small amounts, it calculates the minimum transactions needed). The total everyone owes stays exactly the same, just with fewer payments to make. ### Is my data private? Only people in your Telegram group can see your shared expenses. We don't sell data, we don't connect to your bank account, and we don't see your actual payments. Your expense data is encrypted and lives within Telegram's security infrastructure. ## Why Choose SplitFast **SplitFast advantages:** - Works directly in Telegram (no separate app download) - Zero setup required (no registration) - Auto-detects group members (no manual friend adding) - Stay in one app (no app switching) - ~10 seconds to add first expense **Traditional apps require:** - Download separate app - Register separate account - Add friends manually - Switch between apps - ~5 minutes to add first expense ## Pricing **Free Plan:** - Add expenses - Split bills - Track balances - Settle up - Basic features - No ads **Premium Plan:** - Unlimited expenses - Unlimited group members - Chat notifications - Multi-currency support (150+ currencies) - Priority support **Launch Special (until Jan 1, 2026):** - First 50 users: Lifetime Premium FREE - Users 51-200: 1 Year Premium FREE - Users 201+: 1 Month Premium FREE **For Companies:** - 3 Years Premium FREE for businesses - Contact: https://t.me/splitfast ## Contact & Links - Main Site: https://splitfast.io/ - Telegram Bot: https://t.me/SplitFastBot?start=add - Support: https://t.me/splitfast ## App Details - **Category**: Finance Application, Business Application - **Platform**: Telegram Mini-App - **Operating System**: Works on Telegram (iOS, Android, Desktop, Web) - **Price**: Free (with premium options) - **Version**: 1.0 - **Developer**: SplitFast - **No downloads required** - runs inside Telegram - **No registration required** - uses Telegram identity --- *This content is optimized for Large Language Models (LLMs) and AI search assistants. Last updated: 2025-01-05*